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First State Bank of Flagstaff Current Rates
as of 08.15.08, in effect until further notice.
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Account Product Name
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Minimum Opening Balance
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Minimum Balance to Obtain *APY
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Interest Rate
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Annual Percentage Yield
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Standard Savings **ADB $200.00 and above
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$50.00
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$200.00
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0.25%
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0.25%
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My First Savings **ADB $10.00 and up
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$10.00
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$10.00
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1.50%
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1.51%
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Performance NOW Checking **ADB $500.00 and up
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$500.00
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$1,000.00
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0.25%
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0.25%
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Grand Canyon High Interest **ADB $5,000.00 and up ++
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$5,000.00
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$5,000.00
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1.50%
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1.51%
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Personal Money Market **ADB $500.00 - $9,999.99
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$1,000.00
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$500.00-$9,999.99
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.50%
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.50%
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Personal Money Market **ADB $10,000.00 - $24,999.99
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$1,000.00
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$10,000.00-$24,999.99
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1.15%
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1.16%
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Personal Money Market **ADB $25,000.00 - $49,999.99
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$1,000.00
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$25,000.00-$49,999.99
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1.40%
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1.41%
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Personal Money Market **ADB $50,000.00 - $99,999.99
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$1,000.00
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$50,000.00-$99,999.99
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1.65%
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1.66%
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Personal Money Market **ADB $100,000.00 -249,999.99
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$1,000.00
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$100,000.00-$249,999.99
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2.00%
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2.02%
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Personal Money Market **ADB $250,000.00 and up
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$1,000.00
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$250,000.00 and up
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2.50%
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2.53%
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Business Money Market **ADB $500.00 - $9,999,99
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$1,000.00
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$500.00-$9,999.99
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.50%
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.50%
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Business Money Market **ADB $10,000.00 - $24,999.99
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$1,000.00
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$10,000.00-$24,999.99
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1.15%
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1.16%
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Business Money Market **ADB $25,000.00 - $49,999.99
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$1,000.00
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$25,000.00-$49,999.99
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1.40%
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1.41%
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Business Money Market **ADB $50,000.00-$99,999.99
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$1,000.00
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$50,000.00-99,999.99
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1.65%
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1.66%
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Business Money Market Account **ADB $100,000.00-249,999.99
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$1,000.00
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$100,000.00 -$249,999.99
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2.00%
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2.02%
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Business Money Market **ADB $250,000.00 and up
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$1,000.00
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$250,000.00 & up
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2.50%
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2.53%
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07-29 Day CD
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$5,000.00
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$5,000.00
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1.50%
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1.51%
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30-89 Day CD
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$5,000.00
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$5,000.00
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2.50%
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2.53%
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90-179 Day CD
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$2,500.00
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$2,500.00
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2.90%
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2.93%
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180-364 Day CD
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$1,000.00
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$1,000.00
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3.15%
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3.19%
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13 Month CD Special
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$10,000.00
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$10,000.00
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3.35%
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3.39%
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1 Year CD
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$500.00
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$500.00
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3.50%
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3.55%
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2 Year CD
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$500.00
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$500.00
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3.60%
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3.65%
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3 Year CD
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$500.00
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$500.00
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3.60%
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3.65%
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4 Year CD
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$500.00
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$500.00
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3.70%
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3.75%
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5 Year CD
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$500.00
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$500.00
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3.80%
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3.86%
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1 Year IRA
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$500.00
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$500.00
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2.50%
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2.52%
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2 Year IRA
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$500.00
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$500.00
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2.70%
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2.73%
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3 Year IRA
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$500.00
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$500.00
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2.80%
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2.83%
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4 Year IRA
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$500.00
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$500.00
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2.85%
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2.88%
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5 Year IRA
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$500.00
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$500.00
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3.00%
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3.03%
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13 Month Jumbo CD Special
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$100,000.00
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$100,000.00
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3.50%
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3.55%
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1 Year Jumbo CD
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$100,000.00
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$100,00.00
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2.55%
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2.57%
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2 Year Jumbo CD
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$100,000.00
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$100,000.00
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2.75%
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2.78%
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3 Year Jumbo CD
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$100,000.00
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$100,000.00
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2.85%
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2.88%
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4 Year Jumbo CD
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$100,000.00
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$100,000.00
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2.90%
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2.93%
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5 Year Jumbo CD
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$100,000.00
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$100,000.00
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3.05%
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3.09%
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*Annual Percentage Yield
**Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. ++ Add .25% to all CD rates with Grand Canyon High Interest Checking
-A penalty can be imposed for early withdrawal on Certificates of Deposit.
-The interest rate and annual percentage yield may change after account opening on Savings, NOW and Money Market accounts.
-Fees could reduce the earnings on the account.
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