First State Bank offers a variety of business loans. Whether you're a large corporation or a small business, we have a financing option that's right for you. Our commercial banking staff will work closely with you to provide a loan structure at competitive pricing to meet the specific financing needs of your business.

• Business Loan Application Checklist
• Universal Business Application

TERM LOANS

• Capital improvements or Equipment purchases
• Fixed monthly or quarterly payments depending on what is being financed and the cash flow of your business
• Terms from one to seven years

LEASING

• Improve cash flow and preserve working capital
• Monthly, quarterly, or bi-annual payments tailored to match your cash flow
• Allows you to upgrade equipment periodically-so you always have the newest equipment possible

SHORT TERM LOANS

• Working Capital or Accounts Receivable Financing
• Terms from 30 days to 1 year

REVOLVING LINES OF CREDIT

• Inventory, Accounts Receivable Financing & other short term needs
• Provides liquidity when money is tight
• Interest only monthly or quarterly payments
• Repay when cash flow allows
• Reviewed Annually

COMMERCIAL MORTGAGES

• Purchases, renovations, or expanding property used for commercial, retail, industrial, or multi-family purposes
• Terms up to 20 years

COMMERCIAL CONSTRUCTION LOANS

• Make your building plans a reality
• Terms up to 20 years