Certificates of Deposit

  • Higher yielding investments at a guaranteed interest rate for term of deposit
  • Flexible terms: 7 days to five years
  • Low minimum deposit to open account and earn disclosed annual percentage yield
  • Interest can compound quarterly (at maturity for account terms less than 3 months), or can be transferred monthly, or quarterly via direct deposit to your First State Bank checking or savings account or by check.
  • Automatically renewable at maturity with 10 day grace period
  • FDIC insured up to $100,000 (www.fdic.com)
  • A penalty may be imposed for early withdrawal

Retirement Accounts

We offer SEP and SIMPLE IRA retirement plans to assist your business in planning for you and your employees' retirement.

Please contact a First State Bank representative for more information.


Member FDIC

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